Tax Calculators
Understand what you owe
Self-employment tax is the biggest financial surprise for new gig workers. These tools help you plan ahead.
SE Tax Calculator
Estimate your 15.3% self-employment tax and see exactly what to set aside each month.
Most popular
Quarterly Tax Estimator
Calculate what to pay the IRS each quarter — and when — to avoid underpayment penalties.
Avoid penalties
Take-Home Pay Calculator
See your real after-tax income after SE tax, income tax, and business expenses.
Reality check
Invoice Tax Estimator
Just got paid? Find out how much to immediately move to your tax savings account.
Per payment
Deductions
Keep more of what you earn
Every deduction you track reduces your tax bill. These tools quantify the savings.
Mileage Deduction Calculator
Calculate the IRS standard mileage deduction and see your actual tax savings per mile.
$0.70/mile in 2025
Home Office Deduction
Compare the simplified ($5/sq ft) vs regular method. Find which saves you more.
Up to $1,500+
QBI Deduction Calculator
Calculate your Section 199A Qualified Business Income deduction — up to 20% of net income.
Up to 20% deduction
Income & Budgeting
Build financial stability on irregular income
Budgeting for variable income is different. These tools are built around how gig workers actually earn.
Freelance Rate Calculator
Find the hourly rate you need to charge to hit your income goals after taxes and expenses.
Stop undercharging
Variable Income Budget
Build a budget based on your lowest expected income month — the only method that works for gig workers.
Irregular income
Emergency Fund Calculator
Gig workers need more savings than a 3-month fund. Find your personalized target and savings timeline.
Safety net
Platform Calculators
Find your true earnings per platform
App earnings figures don't tell the full story. These calculators factor in vehicle costs, platform fees, and self-employment tax to show what you actually keep.
Rideshare Earnings Calculator
Find your true Uber or Lyft hourly rate after gas, depreciation, maintenance, and SE tax. Most drivers are surprised.
Uber · Lyft
Delivery Driver Profit Calculator
Calculate real profit per delivery and per hour for DoorDash, Instacart, Uber Eats, and Grubhub — after all costs and tax.
DoorDash · Instacart
Retirement Planning
The most powerful tax tool available to gig workers
Retirement accounts let self-employed workers shelter tens of thousands from taxes every year. These calculators show you exactly how much — and which plan wins at your income level.
SEP-IRA Calculator
Calculate your max SEP-IRA contribution (up to $69,000), see the exact tax savings, and project your balance at retirement.
Up to $69,000
Solo 401(k) Calculator
Compare employee + employer contribution limits vs SEP-IRA at your income level. Often 3× more at lower incomes.
Up to $70,000